Waterloo Investment Holdings Limited











Lord Michael Ashcroft
Chairman
Lord Ashcroft is an international businessman, philanthropist, author and pollster. His many, varied business interests include significant investments and participation in both public and private companies in the UK, US and the Caribbean. He was appointed Non-Executive Chairman of Impellam Group plc in December 2014. In 2012, he was appointed a member of the Privy Council and was made the Prime Minister’s Special Representative for Veterans’ Transition, working with all departments to ensure military personnel receive the support they need when making the transition to civilian life. He stepped down from this role in 2018. Lord Ashcroft supports a wide range of charities, including those dealing with crime prevention and education. He is the founder and Chairman of Trustees of both Crimestoppers and the Ashcroft Technology Academy, Chancellor of Anglia Ruskin University (which awarded him an Honorary Doctorate in 1999), Patron of the Forces in Mind Trust Research Centre, Vice Patron of the Intelligence Corps Museum and a Trustee of the Cleveland Clinic in the US. He resigned from the House of Lords in 2015 to concentrate on other areas of his work. He is a former Trustee and President of the West India Committee, a former Trustee of the Imperial War Museum. In 2016, Lord Ashcroft was made Knight Grand Cross of The Imperial Order of The Holy Trinity (Ethiopia) and a Fellow of the Royal Canadian Geographical Society. In 2017, he was made a Senior Fellow of the International Strategic Studies Association. He has written 17 books, mainly on politics and bravery and is widely respected for his political polling.

Peter Gaze
Deputy Chairman and Director
Peter Gaze has been a director of WIHL since January 2011.  Mr. Gaze is also a director of BCB Holdings Limited ("BCBH") since March 2007. Mr. Gaze retired from his executive roles as Chief Financial Officer from both WIHL and BCBH in August 2015 and remains a Director of both entities in a non executive capacity. He is a Fellow of the Institute of Chartered Accountants in England and Wales, having trained with the international accounting firm of PricewaterhouseCoopers in London. Prior to joining BCBH, he was the Group Financial Controller of ADT Limited from 1990 to 1997.

Stewart Howard
Director and Chief Executive Officer
Stewart Howard has over seventeen years of banking experience and has worked in varying fields in finance from Corporate Banking, Trade Finance, Risk Management, Forex, Operations, Commercial & Retail Lending and Card Services. He started his career with Republic Bank Limited in Trinidad, in 2010 joined The Belize Bank Limited in Belize as Risk Manager later transferring to British Caribbean Bank Limited ("BCB") in Turks and Caicos as Credit Manager. In June 2012, Mr. Howard was appointed Managing Director of BCB. He is currently also President of the Banking Association on Turks and Caicos Islands. He has worked throughout the region including Trinidad, Barbados, Cuba, Belize and the Turks and Caicos Islands. He is a graduate of the Institute of Banking and Finance in addition to reading for Management and Finance at the University of West Indies where he graduated with 1st Class Honours.

Melquisedec Flores
Director
Melquisedec Flores is currently a Financial Consultant with 32 years of experience in a variety of financial and commercial roles. This includes over 8 years with a NASDAQ listed company based in Belize but with international interest and a period with PricewaterhouseCoopers, Belize. Mr Flores is a member of The Institute of Chartered Accountants of Belize, The American Institute of Certified Public Accountants and Washington State Board of Accountancy.

Sarah Ashcroft
Director
Sarah Ashcroft has 20 years of experience in commercial real estate and economic development. She is Vice President and Senior Regional Director, Northeast Region for Rockefeller Group. In this role, Ms. Ashcroft is responsible for overseeing the company’s current development projects throughout New York City as well as future development projects in the Northeast region. Prior to joining Rockefeller Group, she spent four years as Senior Development Manager for Jonathan Rose Companies, a New York City-based real estate investment, development and project management firm. Ms. Ashcroft has also been Vice President, Real Estate Development for the New York City Economic Development Corporation (EDC), where she managed several large mixed-use development projects. She has also worked for the Greater Jamaica (Queens, N.Y.) Development Corporation as Senior Project Manager and for the California Council for the Humanities as Program Officer. Ms. Ashcroft earned her Bachelor’s Degree from Georgetown University and her Master’s Degree from New York University.

Abner Peralta
Company Secretary
Abner Peralta has been the Company Secretary of the Company since May 2012. Mr. Peralta holds a Bachelor of Laws degree from the University of London and a Postgraduate Diploma in Legal Practice from the College of Law in England. Mr. Peralta was admitted to practice law in Belize in July 2015 and is a member of the Belize Bar Association. Mr. Peralta is also the Company Secretary for The Belize Bank Limited, the largest banking operation in Belize, and its subsidiary Belize Bank International Limited, a company authorised to conduct international banking business with international customers from Belize.